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STAY INFORMED

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We have recently moved to 1101 N Main St, Suite 203 in High Point to better serve our clients.  Along with this move, we would like to announce the following:

NEW AGENT:  We are growing and have added a new agent, Steve Smith.  

AFFORDABLE CARE ACT:  We can offer help understanding and enrolling in an individual plan through the Affordable Care Act. We also have a Spanish interpreter (available by appointment only).

NEW GROUP PRODUCT:  We are offering a new product that will help keep employer costs down in light of the remaining provisions of the Affordable Care Act rolling out in 2014.  Call us for more information!

We continue to excel at AUTO, HOME AND BUSINESS & PAYROLL SERVICES
We're ready to help you with all of your insurance needs.


UHC is changing their pharmacy administrator from Medco to OptumRX

To learn more about this change and what it means to you, read more here.


This Week in Health Care Reform:
27 September 2012

A new poll shows that six in ten doctors would quit their profession today; a previous estimate of uninsured penalty payers sees a 50 percent increase; and, a pair of bills aimed at making health care reform work for everyone gain momentum.

Polling
Physician Unrest: A new survey released by a nonprofit doctor group presents arguably the most comprehensive snapshot of physician discontent across the population of the nation’s caregivers.  Conducted by the Physicians Foundation, the survey depicts a generally bleak perspective.  Among the findings, more than one-third of the over 13,000 doctors surveyed would not choose medicine if they had their careers to do over.  The vast majority (84 percent) agreed that the profession is in a state of decline.  And, perhaps most tellingly, over 59 percent indicated that the Affordable Care Act has left them less optimistic about the future of health care in America.

Health Care Reform
6 Million Face Penalty: The latest estimate from the nonpartisan Congressional Budget Office (CBO) has the number of people facing the newly established penalty for being uninsured imposed by the Affordable Care Act at 6 million  – 2 million more than previously thought.  Under the law’s individual mandate, the penalty for not having insurance will start off as the greater of $695 or 2.5 percent of household income.  All told, that adds up to about $8 billion per year.  Some  argue that CBO’s estimate only captures those individuals who voluntarily report themselves as being uninsured.  Others  make the case that this latest projection is just another in a long string of disappointments left in the wake of the health care law.

No HIT Bid: Despite its goal of lowering health care costs, the Affordable Care Act assesses a $100 billion tax on health insurance plans over the next ten years to be shouldered by individuals, seniors, and small businesses who already have health care coverage.  As constructed, the health insurance tax (HIT) threatens small businesses (and their employees) with higher monthly premiums, almost exclusively.  However, a growing coalition of opponents to the HIT is pressuring lawmakers in Washington to repeal this harmful tax with growing success.

Incomplete: Despite its delayed release, a pair of GOP senators was underwhelmed by the Office of Management and Budget’s (OMB) sequestration report.  Sens. John Thune (South Dakota) and Jeff Sessions (Alabama) sent a letter to OMB director,  Jeffrey Zients, last week , criticizing the office for failing to provide sufficient detailed analysis on the looming spending cuts, scheduled to take effect beginning in 2013.  On the heels of that letter, a bipartisan group of six senators sent one of their own to Senate Majority Leader, Harry Reid (Nevada), stressing the importance of a bipartisan deficit reduction package to be considered by November, absent less desirable alternatives.

The Oncoming Storm: Like it or not, implementation efforts surrounding the Affordable Care Act and its corresponding preparations are unfolding all over the country.  While states run the gamut along the preparedness spectrum, businesses and investors also find themselves having to map out an uncertain future across unfamiliar terrain


United Health Care offers app
UnitedHealthcare's Health4Me provides instant access to you and your family's critical health information – anytime/anywhere. Whether you want to find physicians near you, check the status of a claim or speak directly with a nurse, Health4Me is your go-to resource for everything related to your health.

  • Fast. Use the Easy Connect service to tell us how we can help you. Simple navigation allows you to quickly tell us you'd like us to give you a call. A representative will get back to you with answers about claims, benefits and more without having to wait on hold.
  • Everywhere. Use the location search feature to find a physician or facility near you. Whether you need a specialist or general practice, one of the largest selections of network doctors is at your command.
  • Easy. Add your most commonly used contacts to the "Favorites" tab. Searching for your child's pediatrician or your nearest Urgent Care clinic is simply a touch away. You can even add notes.
  • Personal. From emailing your Member health plan ID card information to checking on medical spending accounts, Health4Me is the resource that works for you. And with optimum level security, you can rest assured that your information is absolutely confidential.
Key Features The Health4Me app is available from the Apple iTunes App Store as a free download for the iPhone, iPod Touch and iPad. It is also available as a free download in the Android marketplace for Android phones.

  • Register with myuhc.com to enable both mobile and online services
  • Search for physicians or facilities by location or specialty
  • Locate urgent care facilities and ERs
  • Store your favorite physicians and facilities with your notes to view in the future
  • Skip the phone prompts and have a service representative contact you to answer any questions about claims or benefits
  • View and share member health plan ID card information
  • Contact an experienced registered nurse 24/7 for advice regarding any kind of medical question
  • Check status of deductible and out-of-pocket spending
  • View claims
  • Check your health reimbursement and flexible spending and health savings account balances
Please note feature availability dependent upon the programs offered with your employer's UnitedHealthcare benefit plan.

Quick links

  • Link to video about UHC app
  • Will and Trust Preparation

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175 NORTHPOINT AVE.  |  SUITE 214 | HIGH POINT, NC  |  27262
888-240-4709  |  336-869-6356  |  FAX: 336-232-1572 ​
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